I was recently asked about how to go about proving that someone was not obtaining email addresses in a direct, opt-in manner. The methodology won’t surprise you, and if you have been involved in helping problematic clients for a while, the results might not even surprise you. The “someone” at issue was a payday loaner. That is, they were an information leads broker. They took information provided by website visitors and brokered that out to other folks who would use it to email them offers for payday loans. This is referred to as a “ping tree.” In this case, the target of our investigation was also managing the ping trees for their clients.…Front Window of a financial institution in Illinois which offers payday loans. License: (Photo source: swanksalot)
The IRS has had a string of recent failures, but paying out bogus refunds is particularly embarrassing. The IRS knows it is happening, knows which tax credits and refunds are targeted, and still can’t seem to stop it. President Obama even called for a fix back in 2009 in an executive order. The IRS is looking into it. And a new report says there’s no solution in sight. The IRS paid out $132 billion in bogus tax credits over the last decade. The Treasury Inspector General for Tax Administration reports that the IRS is not in compliance with Executive Order 13520 to reduce improper payments. The IRS has had several warnings.…Tax Refund Received (Photo credit: swanksalot)
Sir James Munby only became President of the Family Division in January but he has certainly made his voice heard across legal circles in the eight months since then. In May he warned that people should only be sent to prison for contempt of court in open court. In August he discussed the impact of legal aid cuts, leaving many people caught up in serious family cases reliant on uncertain pro bono representation. … Photo by swanksalot via Flickr under a Creative Commons licence
Grand Avenue Bridge Shut Down For Emergency Repairs Photo credit: Seth Anderson Weekend maintenance on the Grand Avenue Bridge revealed problems to the Bascule bridge that required immediate attention, so the bridge is now closed until Oct. 7 to vehicle, bicycle and pedestrian traffic..
Groupon’s history is riddled with surges and falls, missteps and pivots, expansion and retraction, and of course, the sordid saga of a delusional CEO who was ousted from his leadership role and is now pursuing a music career.
My photo of Pippy and Da Bird was used to illustrate this post
Switch your cat to scheduled feeding if you didn’t already. How can this help? Simply – if you feed your cat on a schedule, his energy will be more focused, his rhythm of the day will be more clear to him, and his need to wander outside will be minimized (stating you do play with your cat before meals for at least a little bit). Also, you can schedule a meal every time you leave home, so your cat is busy as you head out. Besides, if your cat escapes, it will be easier to call him back by just rattling his food pack if he’s on a scheduled feeding. Short play before each meal will help to keep your cat indoors. Photo swanksalot, CC BY-SA 2.0
As more and more Americans are beginning to share scientists’ long expressed concerns over climate change, revelations of big bank energy market manipulations highlight Wall Street’s entrenched stake in the fossil fuel economy that is heating up the planet. In what critics are calling Enron 2.0, JPMorgan Chase is facing a reported fine in the range of $500 million from the Federal Energy Regulatory Commission (FERC) for manipulating energy markets in California and Michigan. Chase acquired a slew of aging power plants from Bear Stearns when the firm tanked in the 2008 market meltdown. …(Photo: Seth Anderson / Flickr)
Have you ever been to California? You should try it. Sure there are the beaches and the national parks and the movie stars and the big red bridge. There’s also the delightful consequence of near-perfect weather all year round. Stuff just doesn’t rust. Even when it rains.
I like very trying new beers. It’s no secret. But recently I had two beers, in a row, that I could not wrap my head around. Don’t misunderstand, these were not bad beers but beers that either fly over my head or I expected too much from. Photo credit: swanksalot The first beer is Goose Island’s 312 Urban Wheat.
Just like Lana, I urge everyone to go out and get a life insurance policy if they can afford it. It gives you peace of mind and a cushion should you ever need it. It’s important for new couples, but when there are kids involved, too, options for work and places to live become more limited and it’s crucial to have a plan in place. Photo credit: swanksalot
One hundred years after a small volunteer group set aside open spaces for the nation’s first Forest Preserve, the Forest Preserve District of Cook County is redoubling its efforts to promote preservation and recreation across more than 100 square miles. The District’s centennial anniversary campaign officially began Wednesday with a minor name change (though still legally The Forest Preserve District of Cook County, the redesigned logo carries the admittedly less clunky Forest Preserves of Cook County) and a reiteration of the Forest Preserves’ vision for conservation, habitat restoration and trails.
The Blackhawks won the Stanley Cup this week, and even if you’re not a hockey fan, annual rites of sportsmanship like the NHL Champtionship are a lovely reminder of the culinary specialties of a given city. And with Chicagoland, you’ve got an encyclopedia’s worth of great eats.
“Here’s that bad advice you were hoping for” is a Tumblr that picks out letters to advice columns (as well as direct requests from readers) and writes scathing, hilarious responses:… (Image: Free Advice, a Creative Commons Attribution Share-Alike (2.0) image from swanksalot’s photostream)